savings calculator save a little for yourself

SAVINGS CALCULATOR

Learn to put 10% of your spending money away first, even if it's just 10% of your pocket change. Over time, small amounts compound and you will be more secure in your ability to handle an unexpected expense.

You won't even miss it! I recently tried this with my "walking around" money each week. I take $4 out of my money as soon as I receive it — and amazingly enough, didn't notice a shortfall at the end of the week. $4 is not much, but I now have nearly $100 tucked neatly away!

Make the transfer into savings your first transaction out of your monthly income. This will do two things; it will force you to establish a realistic savings goal, and it will take that money off the table.

There are quite a few automatic savings plans. Your bank could automatically transfer money from your checking account into a savings account or certificate of deposit (CD). You can establish an account with a mutual fund family and do an automatic transfer into a mutual fund

ONLINE BANKING

ING DIRECT makes $aving money simple! Open a savings account in under five minutes Minimum $1,000 deposit to open account No need to change banks! FDIC Insured. High Yield Savings with 2.35% annual percentage yield! With Everbank flagship free online interest checking account allows you to easily manage your personal banking. The FreeNet Account offers you unlimited, 24/7 access to your account for free online banking, free check writing, optional online bill pay, and a free Visa® CheckCard.


This calculator will show you how much you'll save over the course of your lifetime when permanently switching from any given high priced buying habit (name brand) to its functional, less expensive equivalent (generic). Plus, it will also show you how much interest you could earn if you were to invest all or part of those savings as you realized them. As you're about to see, "a penny saved" can REALLY ADD UP!
Enter your current age:
Enter the age you plan on retiring at:
Enter the age you expect to live until:
Enter the price you are currently paying for a higher priced name-brand product or service:
Enter the price of a lower-priced functional equivalent (generic):
Enter the number times you purchase this item per month:

Savings Per... Purchase: Month: Year: Retire: Lifetime:
Enter the average annual interest rate you might expect to earn if you were to deposit these savings into an investment as they were realized:

This is how much your investment will be worth at retirement age:
This is how much you would be able to withdraw from your investment during each month of your expected retirement:
This is the total future value of your invested savings between now and your life expectancy:

Open with as little as $100. No monthly fees. Rates that consistently rank among the highest in the nation. Free online transfers to and from your local bank's personal checking account. Easy savings plans. This account is only available to individuals. Business, Corporate and Non-Profit Accounts are not eligible.

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MAIN CALCULATORS

» Amortization
» Adjusted Cost
» Basic Loan
» Bi Weekly Mortgage
» Car Loan
» Car Cost
» Compound Interest
» Credit Card
» Credit Card Payoff
» Debt Consolidation
» Debt Investment
» Home Mortgage
» Hourly Wage
» Income
» Increase Wage
» Money Counter
» Paycheck
» Percent of Increase
» Phone Bill
» Refinance Car Loan
» Refinance Mortgage
» Stock Investment
» Savings
» Student Loan

MISC CALCULATORS

» Age
» Aiport Distance
» Appliance Cost
» Astrology
» Bandwidth
» Blood Alcohol
» Body Mass
» Calorie Burn
» Date Difference
» Distance Time
» Download Time
» Driving Distance
» Elapsed Time »
» Field Depth »
» GPA Grade Average
» Hi-Tech Calculator
» Horsepower
» Lottery Numbers
» Male Body
» Metric Conversion
» Miles Per Gallon
» Paint Coverage
» Paycheck
» Pregnancy
» Roman Numeral
» Running Fitness
» Temp Conversion
» Top RPM
» Wind Chill